{"id":3172,"date":"2017-05-23T18:13:32","date_gmt":"2017-05-23T18:13:32","guid":{"rendered":"http:\/\/stauferteam.com\/?page_id=3172"},"modified":"2020-05-10T16:36:32","modified_gmt":"2020-05-10T22:36:32","slug":"payment-options","status":"publish","type":"page","link":"https:\/\/stauferteam.com\/payment-options\/","title":{"rendered":"Payment Options"},"content":{"rendered":"<h1>\n\t\tPayment Options\n\t<\/h1>\n<h2>\n\t\tFacing Foreclosure?\n\t<\/h2>\n<h3>\n\t\tThere are other options available:\n\t<\/h3>\n\t<ul>\n<li>Short Sale<\/li>\n<li>Reinstatement<\/li>\n<li>Forbearance or Re-Payment Plan<\/li>\n<li>Sell the Property<\/li>\n<\/ul>\n\t<ul>\n<li>Rent the Property<\/li>\n<li>Refinance<\/li>\n<li>Mortgage Modification<\/li>\n<li>Short-Refi<\/li>\n<\/ul>\n\t<ul>\n<li>Deed-in-Lieu of Foreclosure<\/li>\n<li>Bankruptcy<\/li>\n<li>Servicemembers Civil Relief Act (SCRA)<\/li>\n<\/ul>\n<h2>\n\t\tHow a Short Sale Works\n\t<\/h2>\n\t<p>A short sale is when the homeowner owes an amount on his property that, combined with closing costs and commission, is higher than current market value.<\/p>\n<p><strong>Call 303-664-0000 today and ask to speak to one of our Certified Distressed Property Experts.<\/strong><\/p>\n\t\t\t\t<img decoding=\"async\" data-src=\"http:\/\/stauferteam.com\/wp-content\/uploads\/2017\/05\/1AdobeStock_68896606.jpg\" alt=\"Typical American suburban community with model homes.\" itemprop=\"image\" title=\"Suburbia\" onerror=\"this.style.display='none'\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" \/>\n\t<p><strong>A short sale occurs when the homeowner\u2019s mortgage company or companies agree to accept less than the full balance of the loan at closing.<\/strong> \u00a0A buyer closes on the property and it is \u201csold short\u201d.\u00a0 For a lending institution to accept a short sale, the homeowner must demonstrate financial hardship, which is a material change in his financial situation that affects the ability to pay the mortgage.<\/p>\n<p>Examples of hardships include:<\/p>\n<ul>\n<li>Loss of job or reduced income<\/li>\n<li>Business failure or too much debt<\/li>\n<li>Damage to property<\/li>\n<li>Death of a spouse or family member<\/li>\n<li>Severe illness<\/li>\n<li>Divorce or separation<\/li>\n<li>Mandatory job relocation<\/li>\n<li>Medical bills<\/li>\n<li>Military service<\/li>\n<li>Incarceration<\/li>\n<li>Payment increase or mortgage adjustment<\/li>\n<li>Insurance or tax increase<\/li>\n<\/ul>\n<h2>\n\t\tGet In Touch With Us\n\t<\/h2>\n\t<p>We have experience with residential, commercial and income property. Contact us today and we can help get you the experienced help you need!<\/p>\n<h4>Phone Number<\/h4>\t\t\n\t\t\t<h5>(303) 664-0000<\/h5>\n<h4>Fax<\/h4>\t\t\n\t\t\t<h5>(303) 664-0007<\/h5>\n<h4>Email Address<\/h4>\t\t\n\t\t\t<h5><a href=\"mailto:frontdesk@stauferteam.com\" target=\"_blank\" rel=\"noopener noreferrer\">frontdesk@<wbr \/>stauferteam.com<\/a><\/h5>\n<h4>Address<\/h4>\t\t\n\t\t\t<h5>932 Main Street<br \/>\nLouisville, CO<\/h5>\n<h4>\n\t\tBrowse real estate listings in your area:\n\t<\/h4>\n\t\t\t<a href=\"http:\/\/stauferteam.com\/search-listings\/our-listings\/\" target=\"_self\" role=\"button\" rel=\"noopener noreferrer\">\n\t\t\t\t\t\t\tOur Listings\n\t\t\t\t\t<\/a>\n\t\t\t<a href=\"http:\/\/stauferteam.com\/search-listings\/open-houses\/\" target=\"_self\" role=\"button\" rel=\"noopener noreferrer\">\n\t\t\t\t\t\t\tOpen Houses\n\t\t\t\t\t<\/a>\n\t\t\t<a href=\"http:\/\/stauferteam.com\/search-listings\/\" target=\"_self\" role=\"button\" rel=\"noopener noreferrer\">\n\t\t\t\t\t\t\tSearch Listings\n\t\t\t\t\t<\/a>\n\t<iframe data-src=\"https:\/\/www.google.com\/maps\/embed\/v1\/place?q=932+Main+Street+Louisville%2C+CO+80027&#038;key=AIzaSyD09zQ9PNDNNy9TadMuzRV_UsPUoWKntt8\" aria-hidden=\"true\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe>\n","protected":false},"excerpt":{"rendered":"<p>Payment Options Facing Foreclosure? There are other options available: Short Sale Reinstatement&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":1400,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ngg_post_thumbnail":0,"footnotes":""},"class_list":["post-3172","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Payment Options - Staufer Team Real Estate<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/stauferteam.com\/payment-options\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Payment Options - Staufer Team Real Estate\" \/>\n<meta property=\"og:description\" content=\"Payment Options Facing Foreclosure? 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